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Factor Matching
We match your fleet size, lanes, and credit profile to the right factor. Non-recourse, recourse, spot factoring — we know which one wins for your situation.
Stop waiting 30-60 days for broker payments. We match you with the best factoring company for your fleet — non-recourse, low fees, fuel cards, advances. We negotiate so you don't have to.
We match your fleet size, lanes, and credit profile to the right factor. Non-recourse, recourse, spot factoring — we know which one wins for your situation.
We negotiate your rate down. Most owner-operators sign at 4-5%. We get clients 1.5%-3% on the same volume. The difference pays for itself in week one.
Major fuel card networks — TCH, Comdata, EFS — with discount programs that save $0.05-$0.15/gallon at thousands of stations.
Need cash before POD? Most partners advance 50-90% on rate confirmation alone. Setup included free.
We review your MC, equipment, lanes, and current factoring (if any).
Top 3 partner factors quoted side-by-side. We negotiate the best deal.
We complete your application. Most approvals in 24-48 hours.
First load funded within 4 hours of POD. Cash in your account same-day.
"I have a fleet of 5 Dry Van Rigs. Working with ATC, I've seen a huge arc in my income. Aamir Ranjha is professional and a great problem solver with unmatched experience in trucking. Always recommend them."
No. We're paid by the partner factor when you sign — not by you. Setup is 100% free for trucking companies.
Recourse factoring is cheaper but you're liable if a broker doesn't pay. Non-recourse is more expensive but the factor takes the credit risk. We help you choose based on your broker mix.
Yes — most of our partners offer spot factoring (factor only the loads you want). Great for owner-operators who don't want to factor 100% of revenue.
Most factoring partners approve in 24-48 hours. Same-week funding is typical for new accounts.
Free 15-minute consultation. Quote within 1 business hour. No obligation.